rTrustTeam Trust Administration

rTrust.Team · Trust administration

Fiduciary reasoning for trust teams. Decisions you can defend.

Every fiduciary judgment is captured. Every decision is written to a hash-chained record.

rTrust.Team is the public face of the r.team Plug-In — a coordinated fiduciary structure for attorney-originated trusts. Counsel places a newly drafted trust into a fully staffed, insured, and governed arrangement in one step. All parties operate on the r.team Reasoning Engine.

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Intelligence that works beside the team, never above it. Proof, not promise.

Counsel of Record Trustee of Record Trust Administrator Investment Adviser Custodian Reasoning Engine
Governance is not the wrapper. It is the architecture. Peered Intelligence · r.team

The Record · Proof, not promise

Every fiduciary judgment is captured. Every decision is written to a hash-chained record.

The Reasoning Engine is the shared record of reasoning for the account. Material decisions are not left in mail or memory. They are written once, held in sequence, and available when a trustee, examiner, beneficiary, or court asks how a judgment was reached.

Who this is for

Trust professionals who still have to sign their names.

Built for the people who draft, accept, administer, invest, custody, and examine the work. Not a consumer portal. Not a referral marketplace.

Attorneys / Counsel Trustee of Record Trust Administrators Investment Advisors Custodians Security Processors Accountants Trust and wealth management professionals

01 · Problem

The drafting attorney understands the intent. Then the relationship ends.

The attorney who drafts a trust is the person who best understands the settlor’s intent, the reasons behind each provision, and the family circumstances the instrument was written to address.

In most arrangements today, that attorney has no continuing role once a corporate trustee accepts the trust. Questions of interpretation are answered without them. Changes in tax or state law are not brought to their attention. The client relationship is, in practical terms, handed to the trustee.

The consequence is a structural loss of knowledge at the point administration begins — and a persistent frustration that discourages attorneys from referring trusts to institutional fiduciaries at all.

02 · How it works

One submission. A complete fiduciary team.

Counsel submits the executed instrument and supporting estate-planning documents. The platform assembles the team the trust requires. From that point, the account is administered entirely on r.team. No party maintains a separate system.

STEP 01

Instrument in

The drafting attorney submits the executed trust and supporting documents to r.team.

STEP 02

Counsel of Record

The drafting attorney is engaged as continuing trust counsel for the account.

STEP 03

Trustee of Record

A partner trust company is named and holds the fiduciary appointment.

STEP 04

Administrator assigned

A platform-certified Trust Administrator takes day-to-day work under trustee oversight.

STEP 05

Adviser and custodian

Where required, a registered Investment Adviser is engaged. Assets sit with a qualified custodian.

STEP 06

One reasoning record

Statements, transactions, fiduciary accounting, fee allocation, and the reasoning behind material decisions live on the Reasoning Engine.

03 · Parties and roles

Six parties. Distinct accountability. One engine in alignment.

The Plug-In defines six parties. Each has a job. The Reasoning Engine holds all six to the instrument.

01

Counsel of Record

The drafting attorney, retained by the Trustee of Record as ongoing trust counsel. Annual review. Interpretation. Notice of material events. A legal engagement for legal work — not a referral fee share.

02

Trustee of Record

A chartered trust company holds the fiduciary appointment and the discretion that comes with it. It governs an account that is administered, documented, and evidenced on r.team.

03

Trust Administrator

An independent, platform-certified practitioner. Day-to-day administration under the trustee’s oversight, within the controls the platform enforces.

04

Investment Adviser

A registered adviser engaged where the instrument or trustee requires discretionary management, operating under a documented investment policy.

05

Custodian

A qualified custodian holds the assets and provides the independent record of holdings against which the platform reconciles.

06

Reasoning Engine

r.team. The common system of record for fiduciary reasoning, accounting, reporting, and fee administration. Intelligence beside the team. Never above it.

The innovation

The drafting attorney stays. That is the point.

Counsel of Record is a legal engagement.

The attorney is retained by the Trustee of Record as continuing trust counsel for the specific account — the same manner any trustee retains outside counsel. Compensation is an annual retainer for legal work actually performed, charged to the trust as an expense of administration.

It is not a referral arrangement. It is not participation in fiduciary or investment fees. The rules of professional conduct in most jurisdictions prohibit fee-sharing with non-lawyers. They place no restriction on being paid for legal work.

Counsel reviews the instrument annually, advises on interpretation — especially where the Reasoning Engine surfaces an ambiguity — and receives notice of distributions, beneficiary changes, incapacity, amendments, and changes in law. The engagement is disclosed to the client at the outset.

04 · Insurance

Work that is distributed must be protected as it is distributed.

r.team arranges errors-and-omissions coverage for Trust Administrators and Investment Advisers operating within the Plug-In. A trustee accepting an account is not relying on each practitioner’s individual policy.

Coverage sits alongside, and is coordinated with, the Trustee of Record’s own fiduciary liability coverage. Counsel of Record continues under the professional liability coverage of their own firm, as is customary for outside counsel.

Every party performing work is insured for the work they perform. The trustee’s exposure is defined rather than open-ended. The platform record is the documentation an insurer would require in the event of a claim.

05 · Compliance

Compliance is a property of the structure. Not a layer on top of it.

Duties stay with the duty-holder

The trustee’s duties are preserved and exercised by the trustee. Legal questions go to the counsel who drafted the instrument. Investment management is conducted by a registered adviser under a written policy.

Controls in the engine

Segregation of duties. Approval workflows for discretionary matters. Reconciliation to the custodian. Retention of the reasoning behind each decision.

Built for examination

Interpretation Governance. Parallel-Run Independence. An evidentiary record structured for business-records and authentication standards — for regulators, auditors, beneficiaries, and courts.

06 · Economics

One account fee. Counsel paid as counsel.

Account schedule

The account bears a fee based principally on market value, with defined charges for specified transactions and events. The Reasoning Engine calculates the fee, presents it on the statement, and allocates it among the Trustee of Record, the Trust Administrator, the Investment Adviser, and the platform.

No party incurs a separate system cost. The platform is compensated from the account fee — not from licenses charged to practitioners.

Counsel retainer

Counsel of Record is compensated separately and distinctly: a flat annual retainer for the continuing legal engagement, paid to the attorney’s firm, with additional compensation where an opinion on interpretation is required.

This is a legal fee for legal services. It is presented as such on the statement. It is not a participation in fiduciary, administrative, or investment fees.

07 · Why it works

Continuity between the plan as written and the plan as administered.

For attorneys

A single, reliable destination for the trusts they draft, and a continuing professional role with the client after funding.

For trust companies

Well-documented, fully staffed accounts that arrive with the drafting attorney on call, insured practitioners in place, and an evidentiary record already established.

For administrators and advisers

A practice model that provides accounts, insurance, and infrastructure without the overhead of building or licensing systems.

For clients and beneficiaries

The author of the plan remains part of its execution.

For r.team

The platform becomes the connective system across attorneys, trustees, administrators, advisers, and custodians — rather than a tool sold to any one of them.